Your organization offers employees an ERISA-covered retirement plan. You’re adding newly eligible employees to

Question:- Your organization offers employees an ERISA-covered retirement plan. You’re adding newly eligible employees to the portal and notice that one employee is married but wants to name their mother as their beneficiary. What would you do next?

A. advise the employee that they need written consent from their spouse

B. Tell the employee they must designate their spouse as the beneficiary

C. Ask them why they didn’t name their spouse as the beneficiary

D. Nothing; the employee can designate whomever they would like to be the beneficiary

E. Nothing; the change will be automatically rejected as spouses are automatic beneficiaries