which of the following will help you protect yourself from identity theft and fraud?

which of the following will help you protect yourself from identity theft and fraud?

Answer:

The correct option for protecting yourself from identity theft and fraud is:

Monitoring of your credit report is also free.

In addition to this, one cannot only cut expenses by checking his credit report at least once a week but also be shielded from identity theft and fraud. The document categorizes it as one of the most efficient ways of altering or safeguarding one persona. It recommends obtaining free credit reports from the three major credit bureaus: Some of the credit reporting agencies operating in the United States include Equifax, Experian and Translucent.

One is entitled to one credit report annually from each of the three credit bureaus. To act under heightened safety, it is possible to make the requests separately where by you obtain the services from one bureau then wait for the next four months to order from the same bureau again. This makes it a credit monitoring without any charges that operate throughout the year.

For example, one may request his/her Equifax report in January, an Experian report in May and a TransUnion report in September. In this way, you can track the activity of your credits with constant sensitivity without the necessity to pay.

If one has to go through these reports quite often, then he or she can easily discern any unauthorised accounts and activities or any irregularities, which suggest as to the fact that one’s identity has been stolen. For instance, one day you find out that there is a credit card account which you have never had a chance to open or inquiries from credit or lenders which you have not contacted could be forms of identity theft.

The document provides practical ways to obtain these free reports: respective hotline 1-877-322-8228, or on its website www. annualcreditreport. Conducted online at www. auburn.edu, or by completing the order form included in this booklet and sending it to Sporting Goods sales-auburn University address: 2542 McDonald Road Auburn, Alabama 36849. For this reason, adopting such a stance on monitoring your credit status makes it a useful tool in the fight against identity theft and fraud.