Which two of the four cs of credit have to do with earning potential and Available cash?

A). Capital

B). Capacity

C). Collateral

D). Credit history

Answer:- A). Capital and B). Capacity

Capital and Capacity are two of the four cs of credit have to do with earning potential and available cash. The ability of the borrower to repay the loan is referred to as capacity. Examining the borrower’s income, employment history, and past loans is often how this is determined. Assets owned by the borrower, such as cash, savings, and investments, are referred to as capital. This serves as a backup plan in the event that the borrower is unable to pay back the loan.